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Joe has already been covered with Admiral to drive the £9,000 motor — which he sold to 45-year-old Joanne when he was sent to Helmand in July.
For his return, she applied for his name to be added to her policy. But Auto Direct Insurance Services turned her down flat.
Joe — of the Queen’s Royal Lancers — passed his driving test before joining the Army.
He has only three penalty points for speeding.
Office manager Joanne, of Barnsley, South Yorks, said yesterday: “Auto Direct took all his details.
“He’d had a few bumps but nothing serious. Then the woman on the phone said the underwriters, HSBC, had refused him. She said it was because of his occupation.
“So he’s OK to get behind the wheel of what is effectively a tank in a war zone, but not to drive a normal car back home?
“These boys put their lives on the line for us and they are treated like this when they get home. It stinks.”
An HSBC spokesman said: “There seems to have been confusion. We’ll look at this again.”
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